APIs to help you grow your business

Shivalik developer portal has a wide range of APIs with the capability of co-creating customized solutions. Explore & test our APIs along with use cases, documentation and reference guide. Build your apps and digital products by empowering them with Shivalik Bank APIs for a delightful customer experience.
View APIs

API Suite

Our APIs are easy to use, flexible and quick to deploy.
KYC
e-KYC through Aadhar-based OTP
EKYC through Aadhar-based Biometric
PAN Validation
Aadhar Data Vault Management
CKYC Search and Download
Bureau Check- CIBIL/Experian/CRIF
Customer Onboarding
Retail Customer Onboarding – CIF Creation and modification
De-duplication check
Customer KYC and Risk rating management
Aadhar Update/Seeding
Customer Inquiry
Accounts and Deposits
Open and Manage Savings Account
Open and Manage Fixed Deposit Account
Open and Manage Recurring Deposit Account
Open and Manager Flexi-Recurring Deposit Account
Fetch Effective Interest Rate for Deposit Accounts
Close Deposit Accounts
Inquire Savings and Deposit Accounts
Payments
Fund Transfer through IMPS
Fund Transfer through NEFT/RTGS
Recurring Fund Transfer through NEFT/RTGS
Bulk Fund Transfer – WIP
Cash Withdrawal and Fund Transfer through AEPS - WIP
Lending
Open and Manage Loan Account – EI/Non-EI
Lodge and Link Collateral
Disbursement into Loan Account - Internal
Disbursement into Loan Account – External Bank A/c
Loan Overdue Position Inquiry
Scheduled Collection into Loan Account
Loan Account Inquiry
Cards
Hotlist Debit Card
Authenticate using Debit Card
Debit Card Management- Change PIN, Limits etc.
Issue Virtual Debit Card – WIP
Issue Prepaid Card – WIP
WorkFlow
Retail Customer Onboarding
Savings Account Opening
Online Loan Sanctioning/Underwriting
Loan eligibility check through CRIF for Microfinance
Overdraft
Open and Manage OD Account
Open OD Account against FD

How it works?

1

Sign up for a Shivalik Developer Account

2

Select API

3

Test it out

Sign up
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Strategic Partners.

API Suite is an easy-to-use, quick to deploy, and flexible platform for organizations
India Gold
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IIFL
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NOCPL
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India Gold
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Testimonials

Shashwat Srivastava
Head of Engineering, India Gold
Shivalik Small Finance Bank’s lending APIs along with their documentation have helped us bring every aspect of the lending journey online. Their API workflows, illustrations, and live examples helped us do quick proofs-of-concept and iterations thereby reducing the overall time to market drastically. We look forward to working together with Shivalik to continually improve the digital experience in the best possible way for our customers.
Ganesh Rao
MD & CEO, NOCPL
Despite being the latest entrant to Microfinance Business you have been the first to successfully implement end to end digital journey. The API based process integration was very well designed and executed flawlessly. Paperless onboarding process and e-KYC integration have certainly optimized turnaround time and enabled us to seamlessly deliver door step services to the last mile customers. We successfully have been able to apply the insights in our Product development and Create opportunities.
Gaurav Sharma
Chief Technology Officer, IIFL
Shivalik’s commitment and ability to consistently deliver has formed the great partnership between us. I appreciate their willingness to go the extra mile to ensure customer satisfaction. Their domain knowledge, technical expertise and track record of solving complex issues enables them to add value to every solution.

FAQs

Is there a cost involved to use the APIs?
There is no cost involved for reviewing or testing the APIs in the sandbox. However, to go-live with your products and services using our APIs, cost involved would be driven through the terms of engagement that both the parties enter into.
Does Shivalik support REST APIs or SOAP?
As a standard , we support REST APIs with JSON payloads (Get/Post) while SOAP APIs can be supported as well.
How can I gain access to the API sandbox?
You need to register in order to get access to the API sandbox for reviewing or testing the APIs with dummy payloads.
Is there a help/support available in case I face issue with registration or usage of API sandbox or if I have any queries?
You can reach us out through the “contact us” form or drop us an email on the mentioned e-mail id for any assistance or queries. Our team would get in touch with you within 2 working days with a resolution or a response.
How to take the engagement ahead once I am happy with the sandbox results?
You can reach us out through the “contact us” form or drop us an email on the mentioned e-mail id. Our team would get in touch with you with in 2 working days and assist you with the next steps.

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